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Economy and Trading
  • Help Center
  • Help Home
On this page
  • Overview
  • Banking & ATMs
  • Stocks
  • Market Prices
  • Interest
  • Scam Prevention
  • Tips to Avoid Scams
  • OOC Trading
  • Referral System
  • Fortune Spins
  • Obtaining Drugs
  • Mini Missions
  • Other
  • Casino Dealer
  • Lottery Settings
  • Moneyvan Rules
  • Job Pay on Quit

Economy and Trading

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General · Last updated March 9, 2026

Overview

The IM:RP economy is player-driven with dynamic pricing based on supply and demand. This page covers banking, trading, investments, and the various ways to earn money and items outside of regular Jobs.

Banking & ATMs

  • /bank -- Find the nearest bank
  • /locate -> ATM -- Find the nearest ATM machine

Banks and ATMs let you deposit and withdraw money from your savings account. Your savings earn interest at each paytime.

Stocks

Use the stock market to invest your money:

  • /stocks -- Browse and buy stocks
  • /mystocks -- View and sell stocks you own

Market Prices

There is no fixed market price for vehicles, houses, or businesses. Prices are determined entirely by supply and demand among players.

Do not ask helpers or administrators for vehicle/property prices. Check advertisements and auctions to gauge current market values.

Interest

Your bank savings earn interest at every paytime. With the Addict premium package, interest is $100,000 per $100,000,000 in savings.

Scam Prevention

Protect yourself from scams by using safe trading commands:

MethodCommandDetails
Safe item sale/sellOffers items for up to $10,000,000
Safe vehicle sale/car sellLists at car lot (visible when spawned)
Direct vehicle sale/car psell <Name>Sell directly to a named player

Tips to Avoid Scams

  • Never pay before both parties have agreed on terms
  • Stay focused on the deal -- avoid "I didn't see..." situations
  • If scammed, report immediately with evidence at sa-mp.im/server/report-player
  • Use safe trade commands whenever possible
Scamming is forbidden under all circumstances. This includes scamming houses, vehicles, and illegal materials. See Server Rules for details.

OOC Trading

Out-of-character items (namechanges, numberchanges, vehicle claims, house claims, top-ups) can be traded in two places:

  • Forum: The Donate 4 Cash - Trading Center thread at forum.sa-mp.im
  • Discord: The #ooc-items channel on the official IM:RP Discord
You are not allowed to advertise OOC items in-game using /ad, /prad, or /cad. Doing so will result in a warning.

Referral System

Refer new players to earn rewards for both of you:

MilestoneYour RewardNew Player's Reward
Referral reaches Level 2$200,000 cash$200,000 cash + free Sentinel vehicle
Referral reaches Level 5$1,000,000 cash$1,000,000 cash

The system is fully automated. Tell the player you invite to enter your in-game name as their Referrer during registration, or give them your referral link.

Fortune Spins

Fortune spins award random prizes and can be earned from several activities:

SourceChance
Statelot -- 1st placeRandom chance
Statelot -- 2nd placeReduced odds
Statelot -- 3rd placeFurther reduced odds
Turf takeoverPer successful takeover (original participants)
Business robbery -- bag deliveryPer delivery
Business robbery -- bag return (legal)Per return
Trucking1 in 20 per trip of 4,500m+
Materials run1 in 125 per run

Obtaining Drugs

You can obtain drugs by buying them from other players or by producing them at a drug lab. To produce drugs:

  1. Find the business that sells seeds (discover it in-character)
  2. Purchase a water canister and fertilizer from 24/7 stores and hardware stores
  3. Plant and grow the seeds
  4. Locate the specific drug lab for your drug type (ecstasy, heroin, cocaine, etc.)
  5. Process the harvested plants at the lab
The Drug Runner job involves delivering pre-made drug packages, which is different from producing drugs yourself.

Mini Missions

Mini missions involve picking up a package and delivering it. After delivering, survive for an additional 5 minutes to earn experience points (XP). Use your XP to obtain items at /mm rewards.

Other

Casino Dealer

To become a casino dealer, apply on the forum at forum.sa-mp.im/viewforum.php?f=159.

Lottery Settings

To enable or disable lottery and statelot notifications, go to /settings -> Global Settings.

Moneyvan Rules

You are allowed to shoot someone with a rented moneyvan, regardless of whether it is loaded or not. See Server Rules for full combat rules.

Job Pay on Quit

You will not lose money earned while working if you quit your job or log off before paytime. Your pay is always preserved.

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