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Overview
The banking system lets you store money safely in a bank account, transfer funds to other players, and manage your faction's finances. You can use banks (enter a bank business) or ATMs placed around the map. ATMs charge a small fee on most transactions.
There is also a savings account for storing large amounts, a moneyvan system for moving business earnings to your bank, and a faction bank for organization funds.
Bank Account
Your bank account holds your main balance. You can deposit and withdraw money at any bank or ATM.
| Limit | Value |
|---|---|
| Maximum bank balance | $1,000,000,000 |
| Maximum deposit per transaction | $1,000,000,000 |
| Maximum hand money | $2,000,000,000 |
/deposit, /withdraw, or /balance, the game will try to help you find the nearest bank or ATM.ATM Machines
ATMs are placed around the map and work like portable bank terminals. They let you deposit, withdraw, check your balance, and transfer money without going inside a bank.
ATMs charge a 2% fee on deposits and withdrawals. Transfers at an ATM cost a 0.5% fee. Faction deposits and withdrawals at an ATM cost a 2% fee. These fees go to the ATM company business.
| Transaction | ATM Fee |
|---|---|
| Deposit | 2% |
| Withdraw | 2% |
| Transfer | 0.5% |
| Faction deposit | 2% |
| Faction withdraw | 2% |
You can use /traceatm <id> to set a GPS checkpoint to a specific ATM by its ID. If you use /balance while not at a bank or ATM, the game will set a checkpoint to the nearest ATM automatically.
Savings Account
The savings account lets you store very large amounts of money. Savings are measured in millions. You must be inside a bank to use the savings account (ATMs do not work for savings).
| Limit | Value |
|---|---|
| Maximum deposit/withdraw per transaction | $2,000m |
| Currency unit | Millions ($) |
To deposit, you need the cash on hand. To withdraw, your hand money cannot exceed $2,000,000,000 after the withdrawal.
Money Transfers
There are two ways to send money to another player:
Bank Transfer (/transfer)
You must be inside a bank or at an ATM. Requires level 4.
| Limit | Value |
|---|---|
| Maximum per transfer | $250,000,000 |
| ATM fee | 0.5% |
| Bank fee | None |
The recipient must be online and logged in. Their bank balance cannot exceed $2,000,000,000 after the transfer.
Wire Transfer (/wiretransfer)
Wire transfers can be done from anywhere. Requires level 3.
| Limit | Value |
|---|---|
| Minimum per transfer | $5,000 |
| Maximum per transfer | $200,000,000 |
| Fee | 1% |
The recipient must be online and logged in. The fee is deducted from the sender's bank account on top of the transfer amount. A follow-up dialog will ask you to confirm the amount (max $100,000,000 per dialog confirmation).
Moneyvan System
The moneyvan lets business owners move money from their business safe to their bank account. You must be driving a moneyvan vehicle.
Loading Money (/loadmoney)
Drive the moneyvan to your business entrance (within 7 meters). The business cash is loaded into the van. Two taxes are deducted before the money enters the van:
- Government tax -- based on the business tax rate, paid to the government bank
- Turf tax -- if the business is in a faction-controlled turf, the turf owner's faction receives a percentage
You must be the business owner or have the PERMISSION_BIZ_LOADMONEY permission.
Unloading Money (/unloadmoney)
Drive the moneyvan to a bank business entrance (within 5 meters). All money in the van is deposited directly into your bank account.
Faction Banking
Faction members can manage their faction's shared bank account at any bank or ATM.
| Limit | Value |
|---|---|
| Maximum faction bank balance | $2,000,000,000 |
| Minimum faction bank balance | $0 |
- Only tier 0 (highest rank) faction members can check the faction balance or withdraw from the faction bank.
- Any faction member can deposit into the faction bank.
- ATM fees (2%) apply to both faction deposits and withdrawals when done at an ATM.
ATM Robbery
ATMs that are marked as robbable can be robbed by non-law-enforcement players. Robbable ATMs are found in Los Santos, Dillimore, Blueberry, and Montgomery.
Requirements
| Requirement | Value |
|---|---|
| Minimum law enforcers on duty | 3 |
| C4 charge cost | $100,000 |
| Personal cooldown between robberies | 8 minutes |
| ATM cooldown after being robbed | 3 hours (10,800 seconds) |
| Maximum ATMs being blown up at once | 3 |
| Must have a weapon | Yes |
How It Works
- Buy a C4 Charge from the NPC "Danny Boom" (south-east of the car lot) using
/buyc4. - Go to a robbable ATM and use
/robatmto start the robbery. - Shoot the ATM to deal damage. The ATM has 2,300 HP. Once enough damage is dealt, the ATM is ready to be blown up.
- Stand in front of the ATM and use
/usec4(or/usewith a C4 Charge) to place the charge. - The C4 detonates after 90 seconds. Stay clear of the explosion. Law enforcement is alerted when the C4 is placed.
- After the explosion, a lootbag drops in front of the ATM. Pick it up by pressing N near it.
- Deliver the lootbag to the dropoff checkpoint shown on your GPS.
Lootbag Payout
The lootbag value is calculated as follows:
| Factor | Value |
|---|---|
| Base payout | C4 cost x 3.25 ($325,000) |
| Bonus per on-duty LEA member | +$5,000 each |
| Random bonus | +$25,000 to +$80,000 |
| Night penalty (00:00 - 06:00) | -15% |
| Laundering tax at dropoff | -10% |
Faction members who deliver a lootbag also earn 22 faction points.
Law Enforcement Response
When a C4 charge is placed, all on-duty law enforcement officers receive an alert with the ATM location and a GPS checkpoint. Officers who recover a lootbag can deliver it to the confiscation dropoff point, where 28% of the lootbag value is divided as a bonus payment among all on-duty law enforcement members.
Commands
| Command | Description | Location Required | Level |
|---|---|---|---|
/deposit | Deposit cash into your bank account | Bank or ATM | - |
/withdraw | Withdraw cash from your bank account | Bank or ATM | - |
/balance | Check your bank balance | Bank or ATM | - |
/savings <deposit/withdraw> <amount> | Deposit or withdraw millions from your savings account | Bank only | - |
/transfer <name> <amount> | Transfer money from your bank to another player's bank | Bank or ATM | 4 |
/wiretransfer <name> <amount> | Wire-transfer money to another player (1% fee) | Anywhere | 3 |
/loadmoney | Load business cash into the moneyvan | Near business, driving moneyvan | - |
/unloadmoney | Deposit moneyvan cash into your bank | Near bank, driving moneyvan | - |
/fbalance | Check your faction's bank balance | Bank or ATM | Tier 0 |
/fdeposit <amount> | Deposit hand money into the faction bank | Bank or ATM | Faction member |
/fwithdraw <amount> | Withdraw from the faction bank to hand money | Bank or ATM | Tier 0 |
/traceatm <id> | Set a GPS checkpoint to a specific ATM | Anywhere | - |
/robatm | Start an ATM robbery | Near ATM, on foot | - |
/buyc4 | Buy a C4 charge from Danny Boom | Near NPC | - |
/usec4 | Place a C4 charge on a damaged ATM | Near ATM, on foot | - |
/droplootbag | Drop the lootbag you are carrying | Anywhere | - |
/dropoff | Confiscate a lootbag at the dropoff point (LEA only) | Confiscation point | On-duty LEA |
