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Banking
  • Help Center
  • Help Home
On this page
  • Overview
  • Bank Account
  • ATM Machines
  • Savings Account
  • Money Transfers
  • Bank Transfer (`/transfer`)
  • Wire Transfer (`/wiretransfer`)
  • Moneyvan System
  • Loading Money (`/loadmoney`)
  • Unloading Money (`/unloadmoney`)
  • Faction Banking
  • ATM Robbery
  • Requirements
  • How It Works
  • Lootbag Payout
  • Law Enforcement Response
  • Commands

Banking

← Back to Economy
Economy · Last updated March 10, 2026

Overview

The banking system lets you store money safely in a bank account, transfer funds to other players, and manage your faction's finances. You can use banks (enter a bank business) or ATMs placed around the map. ATMs charge a small fee on most transactions.

There is also a savings account for storing large amounts, a moneyvan system for moving business earnings to your bank, and a faction bank for organization funds.

Bank Account

Your bank account holds your main balance. You can deposit and withdraw money at any bank or ATM.

LimitValue
Maximum bank balance$1,000,000,000
Maximum deposit per transaction$1,000,000,000
Maximum hand money$2,000,000,000
If you are not inside a bank or near an ATM when you use /deposit, /withdraw, or /balance, the game will try to help you find the nearest bank or ATM.

ATM Machines

ATMs are placed around the map and work like portable bank terminals. They let you deposit, withdraw, check your balance, and transfer money without going inside a bank.

ATMs charge a 2% fee on deposits and withdrawals. Transfers at an ATM cost a 0.5% fee. Faction deposits and withdrawals at an ATM cost a 2% fee. These fees go to the ATM company business.

TransactionATM Fee
Deposit2%
Withdraw2%
Transfer0.5%
Faction deposit2%
Faction withdraw2%
You cannot use an ATM that is currently being robbed. You will get an error message if you try.

You can use /traceatm <id> to set a GPS checkpoint to a specific ATM by its ID. If you use /balance while not at a bank or ATM, the game will set a checkpoint to the nearest ATM automatically.

Savings Account

The savings account lets you store very large amounts of money. Savings are measured in millions. You must be inside a bank to use the savings account (ATMs do not work for savings).

LimitValue
Maximum deposit/withdraw per transaction$2,000m
Currency unitMillions ($)

To deposit, you need the cash on hand. To withdraw, your hand money cannot exceed $2,000,000,000 after the withdrawal.

If your savings account has been locked, you will need to open a support ticket at www.sa-mp.im to regain access.

Money Transfers

There are two ways to send money to another player:

Bank Transfer (/transfer)

You must be inside a bank or at an ATM. Requires level 4.

LimitValue
Maximum per transfer$250,000,000
ATM fee0.5%
Bank feeNone

The recipient must be online and logged in. Their bank balance cannot exceed $2,000,000,000 after the transfer.

Wire Transfer (/wiretransfer)

Wire transfers can be done from anywhere. Requires level 3.

LimitValue
Minimum per transfer$5,000
Maximum per transfer$200,000,000
Fee1%

The recipient must be online and logged in. The fee is deducted from the sender's bank account on top of the transfer amount. A follow-up dialog will ask you to confirm the amount (max $100,000,000 per dialog confirmation).

Moneyvan System

The moneyvan lets business owners move money from their business safe to their bank account. You must be driving a moneyvan vehicle.

Loading Money (/loadmoney)

Drive the moneyvan to your business entrance (within 7 meters). The business cash is loaded into the van. Two taxes are deducted before the money enters the van:

  • Government tax -- based on the business tax rate, paid to the government bank
  • Turf tax -- if the business is in a faction-controlled turf, the turf owner's faction receives a percentage

You must be the business owner or have the PERMISSION_BIZ_LOADMONEY permission.

If the business owner's account is banned or the business is confiscated by the government, you cannot load money from it.

Unloading Money (/unloadmoney)

Drive the moneyvan to a bank business entrance (within 5 meters). All money in the van is deposited directly into your bank account.

Faction Banking

Faction members can manage their faction's shared bank account at any bank or ATM.

LimitValue
Maximum faction bank balance$2,000,000,000
Minimum faction bank balance$0
  • Only tier 0 (highest rank) faction members can check the faction balance or withdraw from the faction bank.
  • Any faction member can deposit into the faction bank.
  • ATM fees (2%) apply to both faction deposits and withdrawals when done at an ATM.

ATM Robbery

ATMs that are marked as robbable can be robbed by non-law-enforcement players. Robbable ATMs are found in Los Santos, Dillimore, Blueberry, and Montgomery.

Requirements

RequirementValue
Minimum law enforcers on duty3
C4 charge cost$100,000
Personal cooldown between robberies8 minutes
ATM cooldown after being robbed3 hours (10,800 seconds)
Maximum ATMs being blown up at once3
Must have a weaponYes

How It Works

  1. Buy a C4 Charge from the NPC "Danny Boom" (south-east of the car lot) using /buyc4.
  2. Go to a robbable ATM and use /robatm to start the robbery.
  3. Shoot the ATM to deal damage. The ATM has 2,300 HP. Once enough damage is dealt, the ATM is ready to be blown up.
  4. Stand in front of the ATM and use /usec4 (or /use with a C4 Charge) to place the charge.
  5. The C4 detonates after 90 seconds. Stay clear of the explosion. Law enforcement is alerted when the C4 is placed.
  6. After the explosion, a lootbag drops in front of the ATM. Pick it up by pressing N near it.
  7. Deliver the lootbag to the dropoff checkpoint shown on your GPS.
The robbery expires after 10 minutes if no C4 is placed. Once expired, the ATM gets a shorter 20-minute cooldown instead of the full 3 hours.

Lootbag Payout

The lootbag value is calculated as follows:

FactorValue
Base payoutC4 cost x 3.25 ($325,000)
Bonus per on-duty LEA member+$5,000 each
Random bonus+$25,000 to +$80,000
Night penalty (00:00 - 06:00)-15%
Laundering tax at dropoff-10%

Faction members who deliver a lootbag also earn 22 faction points.

The C4 planter gets a 10-second grace period to pick up the lootbag before anyone else can grab it.

Law Enforcement Response

When a C4 charge is placed, all on-duty law enforcement officers receive an alert with the ATM location and a GPS checkpoint. Officers who recover a lootbag can deliver it to the confiscation dropoff point, where 28% of the lootbag value is divided as a bonus payment among all on-duty law enforcement members.

If you die or disconnect while carrying a lootbag, it drops on the ground where anyone can pick it up.

Commands

CommandDescriptionLocation RequiredLevel
/depositDeposit cash into your bank accountBank or ATM-
/withdrawWithdraw cash from your bank accountBank or ATM-
/balanceCheck your bank balanceBank or ATM-
/savings <deposit/withdraw> <amount>Deposit or withdraw millions from your savings accountBank only-
/transfer <name> <amount>Transfer money from your bank to another player's bankBank or ATM4
/wiretransfer <name> <amount>Wire-transfer money to another player (1% fee)Anywhere3
/loadmoneyLoad business cash into the moneyvanNear business, driving moneyvan-
/unloadmoneyDeposit moneyvan cash into your bankNear bank, driving moneyvan-
/fbalanceCheck your faction's bank balanceBank or ATMTier 0
/fdeposit <amount>Deposit hand money into the faction bankBank or ATMFaction member
/fwithdraw <amount>Withdraw from the faction bank to hand moneyBank or ATMTier 0
/traceatm <id>Set a GPS checkpoint to a specific ATMAnywhere-
/robatmStart an ATM robberyNear ATM, on foot-
/buyc4Buy a C4 charge from Danny BoomNear NPC-
/usec4Place a C4 charge on a damaged ATMNear ATM, on foot-
/droplootbagDrop the lootbag you are carryingAnywhere-
/dropoffConfiscate a lootbag at the dropoff point (LEA only)Confiscation pointOn-duty LEA
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